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🇨🇦 🇵🇭 Best Way to Send Money from Canada to Philippines (2026)
Last updated: April 2026 · Rates are estimates for comparison purposes
Quick answer: Wise offers the lowest fees for bank transfers from Canada to the Philippines. Remitly is fastest, often delivering in minutes. For cash pickup at SM, Palawan, or LBC branches, Western Union and Remitly both work well.
🏆 Lowest CostBest overall for CAD → PHP
W
Wise
Best for low fees and the real exchange rate
Send CAD 500.00 → receive
₱20,404
Total fees: CAD 4.75 · 1–2 days
Send with Wise →16M+ customers worldwide
Canada to Philippines Transfer Comparison — Fees, Rates & Speed (CAD to PHP)
How Much Does It Cost to Send Money from Canada to Philippines?
CAD
→
₱20,404
Best rate · via Wise
Rates are estimates based on approximate mid-market rates. Actual amounts may vary. Always verify with your provider before sending.
Is Wise Better Than Western Union for Canada to Philippines?
Fastest delivery
Urgent transfers
W
Western Union
Minutes–1 day · fees CAD 514.78
They receive: ₱19,784
Send with Western Union →Cash pickup
Recipient collects cash
R
Remitly
Minutes–hours · fees CAD 210.41
They receive: ₱20,088
Send with Remitly →Large transfers
Sending over $1,000
W
Wise
1–2 days · fees CAD 4.75
They receive: ₱20,404
Send with Wise →Frequently Asked Questions — Canada to Philippines Money Transfers
Wise consistently offers the lowest total cost for bank-to-bank transfers from Canada to the Philippines, using the mid-market rate with low fees.
Compare Other Money Transfer Corridors
Disclaimer: Rates and fees shown are estimates based on publicly available provider information and are for comparison purposes only. Actual rates may vary based on payment method, amount, and destination. Always verify the final rate and fees directly with your chosen provider before sending. SendMoneySmart may earn affiliate commissions when you click provider links — at no extra cost to you. Operated by Albor Digital LLC, Wyoming, USA. Contact: contact@albor.digital