Regulated providers onlyRates updated regularlyTrusted by immigrants in Canada & USA
Find the Cheapest Way to Send Money Abroad
Compare Wise, Remitly, Western Union and more. Real rates, no fluff. Save up to $20 per transfer.
Pick your corridor below to compare rates instantly
Regulated providers only · No sign-up required
How it works
Pick your corridor
Choose the country you're sending from and to.
Enter your amount
See exactly how much your recipient gets — fees included.
Compare and send
Click through to the cheapest provider and send in minutes.
Why trust SendMoneySmart?
5+ providers compared
Wise, Remitly, Western Union, Xoom, OFX
Regularly updated
Rates reviewed and refreshed frequently
No hidden costs
We show total cost — fees + FX margin
Bank-level security
All listed providers are regulated financial institutions