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🇺🇸 🇲🇽 Best Way to Send Money from USA to Mexico (2026)

Last updated: April 2026 · Rates are estimates for comparison purposes

Quick answer: Wise and Remitly are the cheapest options for USD to MXN transfers. Remitly frequently runs promotions for first-time senders — sometimes zero fees. Western Union is best for cash pickup at OXXO and other locations throughout Mexico.
🏆 Lowest CostBest overall for USDMXN
W
Wise
Best for low fees and the real exchange rate
Send USD 300.00 → receive
$5,109
Total fees: USD 2.95 · 1–2 days
Send with Wise →16M+ customers worldwide

USA to Mexico Transfer Comparison — Fees, Rates & Speed (USD to MXN)

ProviderTransfer FeeAction
W
WiseBEST
16M+ customers worldwide
USD 2.95
total: USD 2.95
Send →
R
Remitly
Available in 170+ countries
USD 4.50
total: USD 55.33
Send →
X
Xoom (PayPal)
Backed by PayPal
USD 5.39
total: USD 106.74
Send →
W
Western UnionFASTEST
500,000+ agent locations
USD 6.50
total: USD 132.70
Send →

How Much Does It Cost to Send Money from USA to Mexico?

USD
$5,109
Best rate · via Wise
1
W
Wise
1–2 days
$5,109
fees: USD 2.95
Send →
2
R
Remitly
Minutes–hours
$5,032
fees: USD 55.33
Send →
3
X
Xoom (PayPal)
Minutes–2 days
$4,966
fees: USD 106.74
Send →
4
W
Western Union
Minutes–1 day
$4,922
fees: USD 132.70
Send →

Rates are estimates based on approximate mid-market rates. Actual amounts may vary. Always verify with your provider before sending.

Is Wise Better Than Western Union for USA to Mexico?

Cheapest overall
Send for less
W
Wise
1–2 days · fees USD 2.95
They receive: $5,109
Send with Wise →
Fastest delivery
Urgent transfers
W
Western Union
Minutes–1 day · fees USD 132.70
They receive: $4,922
Send with Western Union →
Cash pickup
Recipient collects cash
R
Remitly
Minutes–hours · fees USD 55.33
They receive: $5,032
Send with Remitly →
Large transfers
Sending over $1,000
W
Wise
1–2 days · fees USD 2.95
They receive: $5,109
Send with Wise →

Frequently Asked Questions — USA to Mexico Money Transfers

Remitly and Wise are consistently the cheapest for USA to Mexico. Remitly often has first-transfer promotions with zero fees. Wise uses the mid-market rate.

Compare Other Money Transfer Corridors

Disclaimer: Rates and fees shown are estimates based on publicly available provider information and are for comparison purposes only. Actual rates may vary based on payment method, amount, and destination. Always verify the final rate and fees directly with your chosen provider before sending. SendMoneySmart may earn affiliate commissions when you click provider links — at no extra cost to you. Operated by Albor Digital LLC, Wyoming, USA. Contact: contact@albor.digital